Effective Date: [10/08/2024]
Introduction
Welcome to G-saving App. We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, and protect your information when you use our app.
1. Information We Collect
1.1 Personal Information:
- Registration Information: When you register for an account, we collect personal details such as your name, email address, phone number, and password.
- Profile Information: You may provide additional information in your profile, such as a profile picture and other contact information.
1.2 Financial Information:
- Transaction Data: We collect details of your savings, loans, contributions, and other financial transactions performed through the app.
- Banking Details: If you choose to link your bank account or other financial accounts to the app, we may collect information necessary to facilitate this linkage.
1.3 Usage Data:
- App Usage: We collect data on how you interact with the app, including the features you use, the pages you visit, and the actions you take.
- Device Information: We collect information about the device you use to access the app, including the device type, operating system, and unique device identifiers.
1.4 Location Data:
With your permission, we may collect and process information about your location to provide location-based services.
2. How We Use Your Information
2.1 To Provide and Improve Our Services:
- Account Management: To create and manage your account and provide you with access to the app’s features.
- Financial Tracking: To track your savings, loans, contributions, and other financial activities.
- Customer Support: To provide customer support and respond to your inquiries.
2.2 Communication:
- Notifications: To send you notifications about your account activities, due payments, and other relevant information.
- Promotional Communication: To inform you about new features, updates, and promotions (you can opt-out of these communications at any time).
2.3 Security and Compliance:
- Fraud Prevention: To detect, prevent, and address fraud, security breaches, and other potentially harmful activities.
- Legal Compliance: To comply with legal obligations and respond to lawful requests from public authorities.
3. Sharing Your Information
3.1 With Your Consent:
We may share your information with third parties if you have given us explicit permission to do so.
3.2 Service Providers:
We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer support.
3.3 Legal Obligations:
We may disclose your information if required by law or in response to legal processes, such as a court order or subpoena.
3.4 Business Transfers:
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.
4. Security of Your Information
4.1 Data Encryption:
We use advanced encryption technologies to protect your personal and financial information during transmission and storage.
4.2 Access Controls:
We implement strict access controls to ensure that only authorized personnel can access your information.
4.3 Security Measures:
We regularly review and update our security practices to enhance the protection of your data.
5. Your Rights and Choices
5.1 Access and Correction:
You have the right to access and update your personal information. You can do this by logging into your account and editing your profile.
5.2 Deletion:
You can request the deletion of your account and personal information by contacting our support team. Note that some information may be retained for legal or administrative purposes.
5.3 Opt-Out:
You can opt-out of receiving promotional communications from us by following the instructions in those communications.
6. Cookies and Tracking Technologies
6.1 Cookies:
- We use cookies and similar tracking technologies to enhance your experience on our app. Cookies help us understand your usage patterns and preferences.
6.2 Managing Cookies:
- You can manage your cookie preferences through your device settings. However, disabling cookies may affect the functionality of the app.
7. Changes to This Privacy Policy
7.1 Updates:
- We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our app and updating the effective date.
7.2 Continued Use:
- Your continued use of the app after any changes to this Privacy Policy constitutes your acceptance of the updated policy.
8. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
G-saving App Support Team
Email: [mbonesinc@gmail.com]
Phone: [+256703840646]
9. Children’s Privacy
9.1 Age Restriction:
- Our app is not intended for use by individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information.
9.2 Parental Consent:
- If you are a parent or guardian and believe that your child under 13 has provided us with personal information, please contact us so we can take appropriate action.
10. International Data Transfers
10.1 Data Transfer:
- Your information may be transferred to and processed in countries other than your own. These countries may have data protection laws that are different from the laws of your country.
10.2 Safeguards:
- We take steps to ensure that your information is treated securely and in accordance with this Privacy Policy, regardless of where it is processed.
By using the G-saving App, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and sharing of your information as described herein. Thank you for trusting G-saving App with your financial management needs.